10 ways to protect your financial identity being used for so
...... your mail. Don't drop paid bills in the mailbox; take them to the post office to be mailed.
5. Ask your bank about its privacy policies and information practices. Find out the circumstances under which your bank would provide your account information to a third party.
6. Always save your credit card receipts to match against your monthly statement. Keep track of when your cards expire to make sure your new card arrives in the mail.
7. Never have your social Security number printed on your checks. Never put your account information on the outside of an envelope or on a postcard. Give your Social Security number only when absolutely necessary. Ask if you can use another type of identifying number whenever possible.
8. Review your phone bills and cellular phone bills each moth for any unauthorized use. And compare your ATM receipts and cashed checks with your periodic bank statements to check for unauthorized transfers or charges.
9. When filling out a loan or credit application, ask how the company disposes of them. When you receive one of those pre approved credit card offers in the mail make sure to cut it in small pieces before throwing it away.
10. When creating passwords or Personal Identification Numbers (PIN) choose something different from your address, telephone number, middle name, the last four digits of your Social Security number, your birth date or any other information that could be easily discovered by thieves.
Bonus- Always write checks using a fine point permanent marker and put a line before the written amount so that no one can add something in once you've written the check.
Resources:
Credit reporting bureaus:
Guide To Wealth BuildingIf you, like most people, have not seriously considered what steps you should take for planning your ..... Eqifax- P.O. Box 740241 Atlanta GA 30374-0241.
To report fraud 800-525-6285
To order a credit report 800-685-1111
To opt out of pre-approved credit offers 888-567-8688
Experian- P.O. Box 2104 Allen TX 75013-2104
To report fraud or to order a credit report 888-397-3742.
Adsense SoftwareMicrosoft scores one for the good guys Scott Richter, the self-proclaimed 'Spam King,' just can't seem to get enough ..... To opt out of pre-approved credit offers 888-567-8688
Trans Union- P.O. Box 390 Springfield PA 19064-0390.
To report fraud 800-680-7289.
To order a credit report 800-888-4213
To opt out of pre-approved credit offers 888-567-8688
Check verification companies: To verify if there are any activities on your account from fraud contact these verification companies.
CheckRite- 800-766-2748
Chexsystems- 800-428-9623
National Processing Co. -800-526-5380
Telecheck- 800-710-9898
Social Security Administration-
To report fraud 800-269-0271
To order your earnings and benefits statement
800-772-1213
About the Author 'BZ Riger-Hull. Author of The Soul of Success http://www.in-spiros.com For valuable free articles, mailto:A1@smartautoresponder.com Certified as a Success Coach, 'Four Agreements' Facilitator, & Tele-Course leader We help you communicate powerfully, reduce stress, Strategically Attract success, & increase your financial well-being. Our coaching programs and Tele-Courses give you the Tools you need to Succeed.
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